By Scott Hamilton
You have a lot of options when researching financial planners, which is why we wanted to take some time to outline who we are, who we work with, and what makes us different. Learn more about Hamilton Financial here!
Table of Contents
Who We Are
Hamilton Financial Planning is a financial planning firm based in Texas. We help Texans reduce taxes during retirement by optimizing their tax strategy and implementing a comprehensive wealth management process. Our foundation when working with clients is built on an honest, trusting relationship that is both transparent and responsive.
We pride ourselves on being:
- Fiducially honest
- Brutally transparent
- Refreshingly affordable
We are a planning-driven firm and believe that proper planning is the foundation of any investment strategy.
What We Do
We are a fee-only, fiduciary, independent financial planning firm. Our comprehensive services include:
- Cash flow planning
- Education planning
- Estate planning
- Retirement planning
- Risk management
- Tax planning
- And more!
When we work with clients, we build portfolios based on their individual risk tolerance levels. We utilize cutting-edge software to determine their exact risk based on their portfolio size, financial goals, and the amount of risk they’re willing to take for potential gain.
Who We Serve
Because of our geographical area and expertise, we work with a lot of business owners, retirees, and employees in the energy sector. They are hard workers who have sacrificed and saved so they won’t be a burden on their families in the future. Our clients tend to be optimistic delegators, preferring to lean on a trusted professional to manage their finances so they can focus on their lives.
What Makes Us Unique
There are quite a few things that make us unique, but our main advantages include the following:
- We use dimensional fund advisors (DFA) and their funds. We use DFA because they take a less subjective, more systematic approach to investing. By drawing information about the market’s expected returns, DFA allows markets to do what they do best—drive information into prices—thus giving DFA more opportunities to capitalize on where they have an advantage.
- We offer a very low fee structure, especially for account holders with more than $1.5M in assets. Our fee structure starts at 85 basis points for the first $750K, 65 basis points for the next $750K, and 30 basis points for everything above that, which is about ⅓ of the industry average.
- I have oil and gas experience and worked for Exxon in Houston as my first job out of college. I understand the financial needs of professionals in these sectors.
- In addition, part of my background is in technology, so I have more insight into what is required to protect client data from potential cybersecurity issues.
Another unique aspect is that we offer two different pricing structures based on your needs. We offer annual services and straightforward financial planning fees.
Experience the Hamilton Difference
If you think you’re a good match for our firm and would like to learn more about our services, schedule a complimentary get-acquainted meeting online or reach out to us at 512-261-0808 or email@example.com.
Scott Hamilton is the founder and chief financial officer at Hamilton Financial Planning, a wealth management firm that specializes in providing comprehensive financial planning for retirees. With over 20 years of experience in the financial industry and having completed over 250 financial plans for retirees across all industries, but mostly the oil and gas industry, Scott is passionate about providing his clients with the tools and insight they need to achieve their financial goals. He has a Bachelor of Business Administration in finance from Texas State University and an MBA in international finance from Pepperdine University. Scott has also been happily married to his wife, Gayle, for over 25 years. To learn more about Scott, connect with him on LinkedIn.