Fee-Only Financial Planning
Austin and Houston
Our comprehensive fee only financial planning services include:
Cash Flow Planning
We’ll perform a comprehensive evaluation of your financial situation to predict future cash flow, asset value, potential diversification and withdrawal plans.
Fee Only, Hourly, Comprehensive Financial Planning
Hourly based (quoted as a fixed price)
Financial planning fees can be paid via credit card or bank draft
Pricing depends on complexity, typically ranges between $3500 and $5500
Full Service, ongoing, Investment Management with Financial Planning included
Comprehensive Financial Planning
Account opening, transfers, money moves,
Regular rebalancing and cost reduction strategies
Model allocations based on risk tolerance and risk capacity
Tax and Charitable strategies to reduce to the long-term tax burden
Minimum quarterly charge is $500
Investment management fees are deducted from the investment accounts quarerly.
Asset Under Management fee ranges from .85% down to .30% annually.
55-Year-old, Baby Boom, married with 2 kids in college. Interested in a financial plan to help them plan for an early retirement once the kids have completed college. This couple has a large home, plans to downsize when the kids graduate from college and then move to a smaller, single story home. A non-traditional retirement is an option – starting a second career or step-down job. This would provide a challenge and income for the pre-retirement years.
Retiring with Uncertainty
60-Year-old, Employee in the Oil & Gas field, planning to retire, but worried about the future of the Energy business. Needs financial planning to confirm readiness for retirement. Worried if they have enough money saved, if the spending plan works. Concerned about the unknowns (health care, medical issues, or maybe if they will need to work during retirement.) The financial planning process helps this client to have financial piece.
65-Year-old, Married, 2 kids. Worked for 30 years and now is ready to retire or retired. They have a mostly paid for home and the kids are out of college and stabile. The client is interested in a comprehensive plan focusing on tax reduction strategies so they will pay the IRS 100% what is owned by not anymore. Also, of interest is the best solution for their charitable giving and if this can possible reduce their tax burden.