Free Guide · 2026 Edition
The Texas ABLE Account Guide
Saving for a loved one with a disability, without losing SSI or Medicaid. A plain-English guide for families in Texas, with the 2026 limits and rules.
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Start with “Saving Without Losing Benefits” on page 2 for the key numbers, then jump to the sections that fit your family.
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What's inside
- What an ABLE account is, and who qualifies in Texas
- How to open a Texas ABLE account
- 2026 contribution limits, fees and investment options
- How an ABLE account affects SSI, Medicaid, SNAP and SSDI
- What you can spend ABLE money on
- ABLE accounts vs. special needs trusts
- Common myths, Medicaid payback, ABLE to Work and rollovers